Terms of Service

1. Acceptance and Scope

By accessing, registering for, purchasing, downloading, or otherwise using the Services, you confirm that you have read, understood, and agree to these Terms of Service (the “Terms”). If you do not agree, do not access or use the Services.

These Terms apply to all related services, features, and delivery methods we offer now or in the future. Certain features, plans, business services, interfaces, previews, or promotions may have supplemental terms. Where supplemental terms expressly conflict with these Terms, the terms specific to that offering control.

The Privacy Policy, Disclaimer, Refund Policy, and other rules expressly incorporated into the Services form part of the agreement between you and us.

2. Eligibility and Authority

You must meet the minimum age required to enter into a binding agreement and have the legal capacity to do so. If you do not meet those requirements, you may not independently register for or purchase the Services.

If you use the Services for a company, institution, or other entity, you confirm that you have sufficient authority to accept these Terms on its behalf.

You must comply with applicable laws, regulatory requirements, contractual obligations, and third-party rights relevant to your use of the Services.

3. Scope and Evolution of the Services

The “Services” include websites, mobile or desktop applications, software, interfaces, data delivery, market information, research and analytical tools, screening and ranking, scores and signals, visualizations, alerts and notifications, reports, generative or algorithmic outputs, collaboration features, support, documentation, and future capabilities we make available.

The Services will evolve with data coverage, technology, user needs, and operational considerations. We may add, modify, replace, or discontinue features and may change interfaces, data sources, methodologies, models, access methods, or usage limits.

If a change materially and adversely affects a core paid use, we will provide reasonable advance notice where practicable and address unused prepaid Services in accordance with applicable rules.

4. Accounts, Credentials, and Security

You must provide accurate, current, and complete information and update it when it changes. You may not impersonate another person or create, hold, or use an account in a misleading manner.

Unless an applicable plan, organizational-management feature, or written agreement expressly permits it, accounts and credentials may not be shared, rented, sold, transferred, or used by multiple people.

You are responsible for protecting your credentials and for activity under your account. Notify us promptly of unauthorized access, a security incident, or credential compromise and take reasonable steps to reduce harm.

5. Plans, Entitlements, and Fair Use

Plans and orders may differ in features, data coverage, history, usage allowances, seats, notification capabilities, interface access, and support levels. The terms displayed when access is purchased or activated control those entitlements.

Some Services may have reasonable limits on request frequency, computation, storage, concurrency, or other resources. We may implement, adjust, and enforce those limits to protect stability and fair access.

Institutional, interface, white-label, data-distribution, and other commercial uses may require separate pricing, an order, or a written agreement. An individual subscription does not automatically include those rights.

6. Subscriptions, Billing, and Renewal

Prices, billing cycles, taxes, renewal arrangements, and entitlements are stated at checkout, in an order, or in a written quote. You must provide valid and accurate payment and billing information.

If the purchase page states that a subscription renews automatically, we will charge the applicable price for each billing cycle until you cancel. You may cancel through the methods made available in the Services; unless stated otherwise, cancellation takes effect at the end of the current paid period.

If we change subscription prices, we will provide reasonable notice before a new price applies to a later renewal. If payment fails, we may limit, downgrade, or suspend paid entitlements until payment is received.

Refunds, reversals, and mandatory cancellation rights are governed by the Refund Policy, rules clearly presented at purchase, and applicable law.

7. Trials, Promotions, and Preview Features

We may offer trials, discounts, promotional benefits, invitation programs, or preview features. Eligibility, duration, conversion, limits, and termination are governed by the relevant page or supplemental rules.

Beta, preview, or early-access features may be incomplete, change, or be discontinued and should not be relied upon for critical use.

Unless expressly stated otherwise, promotions have no cash value, may not be resold, and may not be obtained by using multiple accounts or otherwise circumventing eligibility rules.

8. License and Intellectual Property

The Services and their software, interfaces, designs, brands, research methods, database structures, models, algorithms, analyses, visualizations, copy, reports, and other content are owned by us or their respective rights holders and are protected by intellectual-property laws.

Subject to these Terms and your valid entitlement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to use the Services only for purposes permitted by the applicable plan, order, or written agreement.

Without express authorization, you may not copy, modify, translate, republish, publicly display, sell, license, distribute, create derivative products from, or use the Services, data, or outputs to build a substitute database, model, product, or commercial service.

9. Market Data and Third-Party Content

The Services may display, process, combine, or reference information from trading venues, data providers, news sources, public materials, and other third parties. Such data may be subject to additional licensing, attribution, display, or redistribution restrictions.

Unless an applicable plan or written agreement expressly permits it, you may not download, extract, cache, redistribute, resell, or use such data for non-display purposes, or use the Services to replace a license you are required to obtain separately.

Rights in third-party content remain with the relevant rights holders. A third-party source, link, or integration does not imply that we endorse or guarantee its content, products, or practices.

10. Analysis, Signals, and Generated Outputs

The Services may use data, rules, statistical methods, models, or artificial intelligence to produce summaries, classifications, rankings, scores, signals, probabilities, price ranges, risk notices, scenarios, action frameworks, notifications, or other outputs. Outputs may be similar, repetitive, incomplete, inaccurate, or unsuitable for your purpose.

Labels, wording, rankings, colors, alerts, examples, and interactive presentations organize information and support research. They are not promises of an outcome and do not become individualized advice because of how they are expressed or displayed.

You should independently verify important outputs against original sources, current data, your objectives, risk tolerance, and appropriate professional input. Generated results should not be treated as the sole source of truth or sole basis for a decision.

11. Financial Decisions and Professional Advice

The Services provide market information, research capabilities, and decision-support tools. Unless the parties enter into a separate professional-services agreement that expressly states otherwise, the Services are not individualized investment, securities, legal, tax, accounting, or other regulated professional advice.

Research views, model conclusions, risk notices, targets, examples, and simulated results are not an offer, solicitation, guarantee, or commitment concerning any transaction or financial instrument and do not create a fiduciary, agency, or advisory relationship.

You are responsible for your research, judgment, trades, and other decisions. Markets involve risk, and historical performance, backtests, probabilities, and scenarios do not guarantee future results. See the Disclaimer for additional information.

12. User Content, Preferences, and Feedback

You may submit searches, prompts, watchlists, notes, files, preferences, configurations, or other material to the Services (“User Content”). You retain the rights you lawfully hold in User Content and confirm that you have the right to provide it to us.

You authorize us to host, process, reproduce, and transmit User Content as reasonably necessary to provide, maintain, protect, support, and improve the Services. Personal information is also handled under the Privacy Policy.

We may use voluntarily submitted product suggestions and feedback to improve, develop, and promote the Services without payment to you, but this does not transfer ownership of your pre-existing User Content to us.

13. Acceptable Use and Prohibited Conduct

You may not, directly or through another person:

• Violate applicable laws, regulatory requirements, contractual obligations, or third-party rights;
• Share, resell, rent, or provide accounts, access, data, or content in bulk;
• Use crawlers, bots, scripts, or other automated means to access, scrape, monitor, or extract the Services, except through interfaces we expressly provide and authorize;
• Bypass a paywall, authentication, usage allowance, rate limit, security measure, or other access control;
• Reverse engineer, decompile, disassemble, or attempt to discover the source code, weights, rules, or underlying components of the Services, software, models, algorithms, or systems, except where such a restriction is prohibited by law;
• Disrupt, overload, attack, or impair the Services, infrastructure, data integrity, or another user's normal use;
• Upload malicious code or engage in fraudulent, manipulative, infringing, harassing, or misleading conduct;
• Impersonate us, misrepresent your relationship with us, or use outputs in a way likely to mislead others about source, authorization, or endorsement.

14. Third-Party Services and Links

The Services may depend on or connect to payment, identity, cloud, communications, data, analytics, and other third-party products. Third-party services may have their own terms and privacy rules.

We do not control third-party services and cannot guarantee their independent conduct, content, availability, or security. Changes, delays, or outages affecting a third party may affect related features.

Transactions or disputes between you and a third party are handled between you and that third party, although we may provide information or assistance reasonably related to our Services.

15. Availability, Maintenance, and Changes

We work to keep the Services stable, secure, and improving, but do not guarantee that every feature will be available at all times or on every device or network, or that data, alerts, and outputs will arrive in real time.

We may limit, suspend, or adjust the Services for maintenance, upgrades, security, data licensing, capacity, technical, compliance, or other reasonable reasons. Advance notice may not be possible in an emergency.

If we discontinue a core paid Service, we will provide reasonable advance notice where practicable and address affected unused prepaid entitlements in accordance with applicable rules.

16. Suspension, Termination, and Account Closure

We may limit, suspend, or terminate some or all access if we reasonably believe that you breached these Terms, created security or legal risk, harmed the Services or others, failed to pay fees when due, or if action is required to meet a legal obligation.

Where circumstances permit, we will explain the reason and provide a reasonable opportunity to appeal or cure the issue. Fees may not be refunded where termination results from serious breach, fraud, abuse, or circumvention, without affecting mandatory rights.

You may stop using the Services, cancel a subscription, or request account closure through the available process. Provisions that by their nature should survive termination, including intellectual-property, payment, liability, dispute, and general provisions, will remain effective.

17. Disclaimer of Warranties

To the extent permitted by applicable law, the Services are provided “as is” and “as available.” We disclaim express, implied, and statutory warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, timeliness, continuity, and any particular result.

Market data, news, company information, models, and generated outputs may be delayed, incomplete, incorrect, or revised because of sources, calculations, transmission, update frequency, or other causes.

Nothing in these Terms excludes or limits a warranty, liability, or consumer right that cannot lawfully be excluded or limited.

18. Limitation of Liability

To the maximum extent permitted by applicable law, we and our affiliates, officers, employees, contractors, and agents will not be liable for indirect, incidental, special, punitive, exemplary, or consequential losses arising out of or related to the Services, including lost profit, opportunity, investment, data, goodwill, or business interruption.

To the maximum extent permitted by applicable law, our aggregate liability relating to the Services will not exceed the fees you actually paid for the relevant Services during the twelve months preceding the event giving rise to the claim. If you paid no fees, liability will be limited to the minimum extent that may lawfully be agreed.

These limitations do not apply to liability that cannot lawfully be limited and will apply to the extent permitted even if an agreed remedy fails of its essential purpose.

19. Third-Party Claims and Indemnity

If a third-party claim arises directly from your User Content, your breach of these Terms, your violation of third-party rights, or your fraud, willful misconduct, or gross negligence, you agree, to the extent permitted by applicable law, to indemnify us and related persons for reasonable losses, costs, and legal expenses resulting from that claim.

We will provide reasonable notice of the claim and allow you to participate in its defense or settlement without prejudicing our legitimate interests. Neither party should agree to a settlement that imposes liability or an obligation on the other without that party's reasonable consent.

20. Updates to the Terms and Services

We may update these Terms because of legal requirements, security, technology, evolution of the Services, or operational considerations. The updated version will be posted on this page with a revised “Last updated” date.

If an update materially and adversely affects your rights or obligations, we will provide reasonable advance notice by email, in-service notice, or another appropriate method.

Continuing to use the Services after an update takes effect means that you accept the revised Terms. If you do not agree, you should stop using the Services and cancel any related subscription before the effective date.

21. Applicable Law, Mandatory Rights, and Disputes

These Terms and the relationship between the parties are subject to the applicable laws that are binding on the relevant matter. Consumer protections and other mandatory rights that cannot lawfully be waived are not excluded or limited by these Terms.

If a dispute arises, the parties should first attempt to resolve it through good-faith communication. If it cannot be resolved, either party may seek relief under applicable procedures before a court or dispute-resolution body with lawful authority over the matter.

Without limiting other rights, either party may seek appropriate interim or equitable relief to protect intellectual property, data security, or prevent imminent harm.

22. General Terms

If any part of these Terms is found invalid or unenforceable, it will be adjusted only to the minimum extent necessary, and the remaining provisions will remain effective. A delay in enforcing a right is not a waiver of that right.

You may not assign your rights or obligations under these Terms without our written consent. We may assign these Terms to an affiliate, a reorganized entity, or a successor to the relevant business, provided that doing so does not reduce rights you hold under applicable law.

Neither party is responsible, to the extent permitted by law, for delay or failure caused by events beyond its reasonable control.

These Terms, together with incorporated policies and supplemental terms, form the entire agreement between the parties regarding the Services and supersede prior agreements on the same subject.

23. Contact

For questions about these Terms, your account, or the Services, email support@wildbullai.com.